why am i getting rummy circle otp

I am in New York, my phone is set to US Region, and I've been trying to download this app, however, I am getting a message that this App is not available in my

When I am using YouTube or playing any video, these Rummy Circle ads interrupt every 2 minutes. I am unable to close the ads. What is the

'I am getting this error frequently in Yono app please fix it.SB001 Technical Error, please try later while logging in. SBI yono.